Season 1

In a recent white paper, the Canadian Institute of Actuaries’ Longevity of Infrastructure – Reserving and Risk Management in Condo Maintenance in Canada has identified one major problem for many condo owners: they’re about to encounter large annual fee i...

There is a lot of economic uncertainty ahead in 2022 and it has a lot of us feeling on edge. On this episode we talk about the realities of a variable rate mortgage.

If you’re new to managing your credit, an easy way to remember the minimum credit requirements for mortgage financing is the 2/2/2 rule. Two active trade lines established over a minimum period of two years, with a minimum limit of …

On this special neighbourhood edition, we are joined by Geoff Davis, Realtor® with Royal LePage Dynamic Real Estate - Claude Davis Team. In this episode we chat about River Heights.

Chances are if you’re applying for a mortgage, you feel confident about the state of your current employment or your ability to find a similar position if you need to. However, your actual employment status probably means more to the …

You might think that you can plan your budget for the upcoming year based on the previous year's expenses. Just copy and paste and you're done, right? Well, not quite. While the previous year can provide a solid, general guide …

If you’re going through or considering a divorce or separation, you might not be aware that there are mortgage products designed to allow you to refinance your property and buy out your ex-spouse.

In this episode we chat with Dakotah Charron about the National Real Estate Investors Community. NREIC is an exclusive community of like minded investors with a collective goal of growth achieved through sharing resources, off market deals, capital and expertise.

In this episode we discuss how to use The Smith Manoeuvre in Canada to make your mortgage tax deductible and create wealth.

In this episode we discuss how it's a commonly held belief that if you’ve made your mortgage payments on time throughout the entirety of your mortgage term, that the lender is somehow obligated to renew your mortgage.

If you have a variable rate mortgage and recent economic news has you thinking about locking into a fixed rate, here’s what you can expect will happen. You can expect to pay a higher interest rate over the remainder of …

The end of the fiscal year means it's time for condominium corporations to pass a budget for the next year. Involving a committee comprised of unit owners is a smart idea to avoid any pitfalls or disagreements.

Did you know there’s a program that allows you to use your RRSP to help come up with your downpayment to buy a home? It’s called the Home Buyer’s Plan (or HBP for short), and it’s made possible by the …

Your down payment refers to the initial payment you make when buying a property through mortgage financing. In this episode we discuss your options.

When calculating if you can afford to purchase a property, don’t just figure out a rough downpayment and quickly move on from there. Several other costs need to be considered when buying a property; these are called your closing costs.

So you’re thinking about co-signing on a mortgage? Great, let’s talk about what that looks like.

If you’re in the early stages of planning to buy either your first home or your next home, this is the episode for you!

Carla Browne is the Operations Manager for Real Property Management LP. In this episode we discuss national vacancy rates and the effects Covid has had on the Canadian rental market. We also talk about why now is a good time …

As the name implies, a cashback mortgage is similar to a standard mortgage, except that you receive a lump sum of cash upon closing.

When arranging mortgage financing, your mortgage lender will register your mortgage in one of two ways, either with a standard charge mortgage or a collateral charge mortgage. What's best for you?

Steve Snyder is a Director with YIMBY Winnipeg (Yes in my Backyard). In this episode we discuss how the current City of Winnipeg regulations affect land lot use and infill housing developments.

Brandt Butt is an Investment Advisor with Endeavour Wealth Management. In this episode we discuss the benefits of getting independent investment advice. We also talk about the option of leveraging real estate equity as part of an overall financial strate...

If you’re looking to do some home renovations but don’t have all the cash up front to pay for materials and contractors, here are a few ways to use mortgage financing to bring everything together.

David Salvatore is the CEO of the Manitoba Real Estate Association. In this episode we talk about the MREA including its decades-long advocacy efforts in eliminating education property taxes. We also discuss the incoming Real Estate Services Act (RESA) an...

With the latest stats claiming that about half of marriages end in divorce and with around three-quarters of Canadians being homeowners, it’s important to know how to handle your mortgage if you decide to separate. Here’s a list of things …

Albert Collu is the President and CEO of Marathon Mortgage, a Canadian monoline lender. In this episode we discuss the benefits of using a lender that solely specializes in mortgages. We also talk about the penalties associated with breaking a …

Gail Auriti is the Broker and Leasing Manager for Harvard Development’s 201 Portage. In this episode we discuss the transformation of Winnipeg’s crown jewel office tower at the corner of Portage and Main, most commonly known as 201 Portage Avenue …

If you’re looking to buy a property or have a mortgage up for renewal, and you’re thinking about connecting with your bank directly, save yourself a lot of money and regret by listening to this episode first.

Donnette Odidison is the Broker and Owner of RE/MAX Professionals in Winnipeg. In this episode we discuss the opportunity of becoming a real estate agent. We also discuss some of the considerations when choosing a brokerage to work with.

While home equity is one of your greatest assets, accessing home equity is often overlooked when putting together a comprehensive financial plan. So if you’re looking for a way to access some of your home equity, you’ve come to the …

Peter Squire is the Vice President, External Relations & Market Intelligence of the Winnipeg Regional Real Estate Board. In this episode we discuss the latest transaction volumes and values. We also talk about multi-family, vacant land sales and the new …

Larry Fayle is a Business Development Manager with Manulife Bank of Canada. In this episode we talk about Manulife Bank as a direct alternative to the big five chartered banks. We also discuss the Manulife One product and the new …

If you're looking to buy a new property, refinance, or renew an existing mortgage, chances are, you're considering either a fixed or variable rate mortgage. Figuring out which one is the best is entirely up to you! So here's some …

Courtney Johnson is a Business Development Specialist with nuera Insurance. In this episode we talk about purchasing property insurance online from a national insurance brokerage vs local. We also discuss the difference between mutual and global insuranc...

Brock Zimak is an Insurance Broker with PMZ Financial Services. In this episode we talk about the things to consider when purchasing mortgage protection insurance. We also discuss alternative insurance solutions to the default products that are offered b...

Lorne Weiss is Co-Chair of the Manitoba Tipi Mitawa program. In this episode we talk about how through a partnership by the Assembly of Manitoba Chiefs and the Manitoba Real Estate Association, The Manitoba Tipi Mitawa (MTM) program helps First …

Steve Ennis is a Regional Manager, Strategic Lending Group with CMLS Financial. In this episode we talk about Canada Mortgage and Housing Corporation (CMHC) insured multi-family residential financing. We also discuss about how it’s easier than investors ...

Bruce Gemmel is a New Home Sales Agent with Qualico’s Broadview and Sterling Homes brands. In this episode we talk about the new home opportunities in Grande Pointe Meadows which is located just outside of the Perimeter Highway in the …

Garret Wong is the President and Founder of Upper Edge Property Management. He is also the current President of the Professional Property Managers Association of Manitoba. In this episode we talk about rental property management and the benefits of using...

Claw Purves is a Lawyer at Assiniboia Law Group with locations in Winnipeg and Selkirk. In this episode we talk about the potentially difficult effects of separation or divorce on a home. We also discuss who and how someone can …

Carla Brenan is an interior designer with Carla Brenan Design in Winnipeg. In this episode we talk about the benefits of hiring a professional vs doing it yourself, cost considerations and common misconceptions. Carla also shares some easy and affordable...

Mike McLenehan CPA, CGA is the founder of McLenehan and Associates Chartered Professional Accountants with two locations Winnipeg. In this episode we talk about holding investment properties personally vs in a corporation. We also discuss some of the tax...

Donna Hodgson is a Regional Manager with the Chicago Title Insurance Company (Canada) In this episode we talk about residential title insurance. We discuss what title insurance typically covers and what sets Chicago Title apart from its competitors.

Dodi Kozak is a Business Development Manager with HomeEquity Bank. In this episode we talk about the CHIP Reverse Mortgage, a financial solution designed for Canadian homeowners 55 years of age or older. We’ll discuss the benefits, potential risks, costs...

Timothy Browaty is an Appraiser with Browaty & Associates. His clientele includes several major financial institutions and various real estate companies. In this episode we talk about the current state of residential appraisals in Winnipeg and market vs ...

Marina R. James is the Chief Executive Officer of the Winnipeg Regional Real Estate Board (WRREB), formerly known as WinnipegREALTORS®. She is a seasoned executive having spent much of her career in senior real estate asset management roles. In this …

Maureen Hancharyk is Manitoba Chapter President of the Canadian Condominium Institute, commonly known as CCI. She is also actively involved in her own community, Stonecrest Condominiums in Winnipeg. In this episode we talk about CCI, membership benefits,...

Whelan Sutherland is Chief Executive Officer of Treaty One Development Corporation and a proud member of Peguis First Nation. In this episode we talk about the former Kapyong Barracks 160 acre project, nearby property values, and community benefits of wh...

Sherie Turek is a REALTOR® and the Broker/Owner of Gateway Real Estate. She and her REALTOR® husband Jeff Dueck operate from their home-base in St Laurent on Lake Manitoba. In this episode we talk about rural living in the Interlake, …

Stewart Elston is a REALTOR®, and Alternate Broker with Powell Property Group. He is also the 2021 President of the Manitoba Real Estate Association (MREA) In this episode we talk about the differences of condominium vs single family home lifestyle …