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If you’re going through or considering a divorce or separation, you might not be aware that there are mortgage products designed to allow you to refinance your property and buy out your ex-spouse. If you’re like most people, your proper…

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If you have a variable rate mortgage and recent economic news has you thinking about locking into a fixed rate, here’s what you can expect will happen. You can expect to pay a higher interest rate over the remainder of your term, while you cou…

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Chances are if the title of this article piqued your interest enough to get you here, your family is probably growing. Congratulations! If you’ve thought now is the time to find a new property to accommodate your growing family, but you&rsquo…

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So you’re thinking about co-signing on a mortgage? Great, let’s talk about what that looks like. Although it’s nice to be in a position to help someone qualify for a mortgage, it’s not a decision that you should make lightly.…

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As the name implies, a cashback mortgage is similar to a standard mortgage, except that you receive a lump sum of cash upon closing. This lump sum will either be a fixed amount of money or a percentage of the mortgage amount, usually between 1-7%, d…

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Growing up, most of us were told that you need to pay down your mortgage debt as quickly as you can. At first glance, this makes complete sense. Why wouldn’t you want to pay down the largest debt of your life? However, with interest rates so…

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Despite the challenges presented by the COVID-19 pandemic and its impact on commercial spaces worldwide, there’s still ample evidence of a need and desire for high-quality commercial office buildings—and one need look no further than the…

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A no-frills service or product is where non-essential features have been removed from the product or service to keep the price as low as possible.  And while keeping costs low at the expense of non-essential features might be okay when choosin…

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This is the million-dollar question. With so much unknown in our economy and real estate markets, there is one sure thing - interest rates are on the move upwards. BUT, this is only fixed rates.  Variable rates remain at all-time lows. Fixed …

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Covid is covid, and who knows when we will be back to normal, whatever that new normal will look like. When it comes to the real estate market and mortgage industry, Covid has changed many things and it’s yet to be seen what post-Covid days wi…

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