Episodes

If you have a variable rate mortgage and recent economic news has you thinking about locking into a fixed rate, here’s what you can expect will happen. You can expect to pay a higher interest rate over the remainder of your term, while you could end up p...

When looking to qualify for a mortgage, typically, a lender will want to review four areas of your mortgage application: income, credit, downpayment/equity and the property itself.

If you’ve thought now is the time to find a new property to accommodate your growing family, but you’re unsure how your parental leave will impact your ability to get a mortgage, listen to this episode!

Common area maintenance charges, or CAM charges, are a routine aspect of commercial property maintenance and expenditure management. When executed properly, common area maintenance charges allocate a share of property maintenance expenses to each commerc...

The end of the fiscal year means it's time for condominium corporations to pass a budget for the next year. Involving a committee comprised of unit owners is a smart idea to avoid any pitfalls or disagreements.

Did you know there’s a program that allows you to use your RRSP to help come up with your downpayment to buy a home? It’s called the Home Buyer’s Plan (or HBP for short), and it’s made possible by the government of Canada. While the program is pretty str...

Your down payment refers to the initial payment you make when buying a property through mortgage financing. In this episode we discuss your options.

When calculating if you can afford to purchase a property, don’t just figure out a rough downpayment and quickly move on from there. Several other costs need to be considered when buying a property; these are called your closing costs.

So you’re thinking about co-signing on a mortgage? Great, let’s talk about what that looks like.

If you’re in the early stages of planning to buy either your first home or your next home, this is the episode for you!

Carla Browne is the Operations Manager for Real Property Management LP. In this episode we discuss national vacancy rates and the effects Covid has had on the Canadian rental market. We also talk about why now is a good time to invest in single family re...

As the name implies, a cashback mortgage is similar to a standard mortgage, except that you receive a lump sum of cash upon closing.

When arranging mortgage financing, your mortgage lender will register your mortgage in one of two ways, either with a standard charge mortgage or a collateral charge mortgage. What's best for you?

Steve Snyder is a Director with YIMBY Winnipeg (Yes in my Backyard). In this episode we discuss how the current City of Winnipeg regulations affect land lot use and infill housing developments.

Brandt Butt is an Investment Advisor with Endeavour Wealth Management. In this episode we discuss the benefits of getting independent investment advice. We also talk about the option of leveraging real estate equity as part of an overall financial strate...

If you’re looking to do some home renovations but don’t have all the cash up front to pay for materials and contractors, here are a few ways to use mortgage financing to bring everything together.

David Salvatore is the CEO of the Manitoba Real Estate Association. In this episode we talk about the MREA including its decades-long advocacy efforts in eliminating education property taxes. We also discuss the incoming Real Estate Services Act (RESA) an...

With the latest stats claiming that about half of marriages end in divorce and with around three-quarters of Canadians being homeowners, it’s important to know how to handle your mortgage if you decide to separate. Here’s a list of things to consider.

Albert Collu is the President and CEO of Marathon Mortgage, a Canadian monoline lender. In this episode we discuss the benefits of using a lender that solely specializes in mortgages. We also talk about the penalties associated with breaking a mortgage t...

Gail Auriti is the Broker and Leasing Manager for Harvard Development’s 201 Portage. In this episode we discuss the transformation of Winnipeg’s crown jewel office tower at the corner of Portage and Main, most commonly known as 201 Portage Avenue (former...

If you’re looking to buy a property or have a mortgage up for renewal, and you’re thinking about connecting with your bank directly, save yourself a lot of money and regret by listening to this episode first.

Donnette Odidison is the Broker and Owner of RE/MAX Professionals in Winnipeg. In this episode we discuss the opportunity of becoming a real estate agent. We also discuss some of the considerations when choosing a brokerage to work with.

While home equity is one of your greatest assets, accessing home equity is often overlooked when putting together a comprehensive financial plan. So if you’re looking for a way to access some of your home equity, you’ve come to the right place!

Peter Squire is the Vice President, External Relations & Market Intelligence of the Winnipeg Regional Real Estate Board. In this episode we discuss the latest transaction volumes and values. We also talk about multi-family, vacant land sales and the new ...